Dimitrios Nefros
Summary
Experienced in guiding financial strategy and driving organizational growth, leveraging comprehensive financial analysis to support decision-making and optimize resources. Demonstrates a strong ability to foster team collaboration and ensure compliance with regulatory standards. Focused on achieving results, dedicated to driving success and delivering impactful outcomes for the organization.
Overview
28
28
years of professional experience
Work History
Chief Financial Officer
Hersonissos Group Hotels
05.2023 - Current
- Responsible for the communication and cooperation with Banks, Insurance Companies, Audit Firms, Statutory Auditors
- Drafting and monitoring of the group's annual budget
- Monitoring of the group's cash flow and improvement of the daily workflow in the Accounting Department of each company of the group
- Compliance with the tax regulatory framework
- Active communication with internal and external clients
- Active monitoring of the market/identification of potential opportunities for further development of the group/ investment planning
- Direct report to the group's CEO and to the members of the Ex.Bo
Senior Director, Non-Performing Loans Division
Pancreta Bank S.A.
05.2022 - 03.2023
- Monitoring of the Servicer (assets under management € 1,1 BN)
- Responsible for the drafting and implementation of the Bank's business plan for the distressed portfolio
- Liaising with the Bank of Greece and the Hellenic Banking Association on regulatory matters concerning the Non-Performing Exposure Portfolio
- Preparation, submission, and presentation of regulatory reports for the NPE portfolio to the Bank of Greece
- Active communication with internal and external clients
- Chairman of the Management Committee
- Supervision of three sectors within the division and management of a team consisting of 6 subordinates
Senior Director, Loan Portfolio Quality Management
Pancreta Bank S.A.
11.2021 - 03.2023
- Early Warning Signals and early collection
- Implementation of Code of Conduct
- Product Development
- Strategic Planning and reporting
- Platforms of the Special Secretariat for Private Debt Management (Insolvency Law, Subsidized Programs etc)
- Chairman of the Code of Contact Committee
- Management-supervision of a team of 5 officers, (located in 2 different cities)
Senior Director, Recovery Business Division
Pancreta Bank S.A.
10.2019 - 11.2021
- Monitoring of the distressed part of the Bank's portfolio (Recovery Business Division and Workout Division)
- Member of the Credit Committee
- Management-supervision of a team consisting of 32 subordinates
Project Manager-'Kastor Project'
Pancreta Bank S.A.
11.2019 - 07.2021
- Purpose of the project was the transfer of the non-performing loans portfolio of the Bank to a servicer in the context of (potential) securitization of a part
- Among else main duties were: ι) the communication with the potential investors/servicers and the assessment of their offers, ιι) the coordination and the communication with the internal and external partners of the project (legal advisors, estimators, consulting companies etc), iii) the data tape preparation of the servicing perimeter and the execution of all necessary validations and sanity checks, iv) the preparation of both physical and digital borrower (under transfer) files, v) part of the team that organized the infrastructure for the operational readiness of the project
Project Manager and Head of the Clean Team
Piraeus Bank Greece
07.2018 - 09.2019
- Purpose of the project was to establish a common receivables servicing platform with main objectives the curing and the maximum recovery of the Common SMEs NPE exposures (total portfolio €1,8BN)
- Servicer of the platform was DoBank S.A
- Supervision of 6 officers
Head, SME Recovery Unit
Piraeus Bank Greece
03.2016 - 09.2019
- Head of the Area of the Aegean Islands
- Monitoring of the area's portfolio (companies with exposure up to € 20M) and responsible to negotiate its restructuring
- Supervision of 5 officers, located in 2 different cities (Athens and Rhodes)
SME Department Manager
Piraeus Bank Belgrade
02.2012 - 02.2016
- Authorization for approvals to be granted related to financing and restructuring of SME's portfolio (companies with annual turnover up to €15M)
- Management and development of the staff in charge (23 people in 5 different cities- Belgrade, Novi Sad, Nis, Novi Pazar, Kragujevac)
- Relationship management with the Bank's Corporate Clients
- Follow up and Accomplishment of the targets set by the Bank's Administrative Bodies
- Operational risk management-monitoring of the bank's policies and procedures
- Compliance with the regulations of the Local National Bank (National Bank of Serbia)
- Member of the Assets and Liabilities Committee and the Credit Committee
Various positions
Piraeus Bank Greece
11.1999 - 01.2012
- Branch Manager-Makrigianni Branch (3/2010-1/2012)
- Deputy Branch Manager (responsible for Corporate Loans granting) -Makrigianni Branch (3/2009-2/2010)
- Account Officer - Makrigianni Branch (11/2007-2/2009)
- Credit Analyst - Various Branches (1/2005-10/2007)
- Employee/Front Officer, Responsible for the daily workflow in the Loan Administration Sector - Panormou Branch (4/2002-2/2004)
- Teller - Panormou Branch (11/1999-3/2002)
Assistant Researcher
Hellenic Foundation for European Foreign Policy
03.1997 - 03.1998
Education
MSc - Applied Risk Management, Specialization in Internal Audit
National and Kapodistrian University of Athens
03.2025
Master - Banking
Hellenic Open University
06.2012
Political Sciences - Public Administration, Specialization in International Relations
National and Kapodistrian University of Athens
06.1999
Skills
- ESG & Sustainability Performance Management
- Certification Training & Assessment (EN ISO/IEC 17024)
- Advanced Project Management
- Certified Mutual Fund Seller
- Moody's Risk Advisor System
- Compliance Application Expertise
- Norkom Case Management Systems
- Windows operating system
- MS Office (Word, Excel, PowerPoint)
Languages
English
Serbocroatian
Spanish
French
English
Serbocroatian
Spanish
French
Personal Information
Hobbies: Sports (Tennis, Boxing, Basketball), Music, Reading (Literature, History), Languages, Travelling
Timeline
Chief Financial Officer
Hersonissos Group Hotels
05.2023 - Current
Senior Director, Non-Performing Loans Division
Pancreta Bank S.A.
05.2022 - 03.2023
Senior Director, Loan Portfolio Quality Management
Pancreta Bank S.A.
11.2021 - 03.2023
Project Manager-'Kastor Project'
Pancreta Bank S.A.
11.2019 - 07.2021
Senior Director, Recovery Business Division
Pancreta Bank S.A.
10.2019 - 11.2021
Project Manager and Head of the Clean Team
Piraeus Bank Greece
07.2018 - 09.2019
Head, SME Recovery Unit
Piraeus Bank Greece
03.2016 - 09.2019
SME Department Manager
Piraeus Bank Belgrade
02.2012 - 02.2016
Various positions
Piraeus Bank Greece
11.1999 - 01.2012
Assistant Researcher
Hellenic Foundation for European Foreign Policy
03.1997 - 03.1998
Master - Banking
Hellenic Open University
Political Sciences - Public Administration, Specialization in International Relations
National and Kapodistrian University of Athens
MSc - Applied Risk Management, Specialization in Internal Audit
National and Kapodistrian University of Athens
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