Drivas Anastasios
Athens
Work Preference
Summary
Seasoned NPL professional with over 25 years of experience in the banking sector. Expertise in Non-Performing Exposure (NPE) Management, Financial Services, Restructuring, Valuation, Business Strategy, Legal Actions, Asset Management, and Operations. Proven track record of delivering results and driving strategic initiatives in complex financial environments.
Overview
28
28
years of professional experience
16
16
Certifications
1
1
Language
Work History
Retail RM Manager
QQuant SA (Qualco Group)
07.2022 - Current
- - Overseeing a team of 6 Relationship Managers.
- - Developing and implementing strategic plans for the portfolio.
- - Collaborating with cross-functional teams to achieve targets.
- - Managing portfolio assignments and ensuring optimal distribution.
- - Consulting of cases presented to the alignment committee
- - Monitoring case progress in coordination with the Relationship Management team.
- - Reviewing and analyzing reports to ensure the team operates efficiently and effectively.
Head of Retail
Thea Artemis Financial Solutions (SPV Artemis Securitisation SA)
04.2018 - 06.2022
- - Supervised external servicing channels and enforcement teams. (6 law firms and 3 internal co-workers)
- - Managed portfolio reporting for Retail & Small Business Loans (SBL).
- - Oversaw portfolio assignments and external channel pricing.
- - Led restructuring processes and participated in the alignment committee.
- - Monitored legal workout processes, including compliance with Law 3869.
- - Managed the maturation process for real estate (back-office operations).
Manager, Loans & Collaterals Operations
PQH Single Special Liquidation SA
07.2017 - 03.2018
- - Led restructuring processes for both corporate and retail loans.
- - Managed contract preparation and back-office functions.
- - Conducted property valuations, real estate research, and mortgage eliminations.
- - Oversaw internal and external post-monitoring operations.
- - Supervised all of customer requests (HUB department)
- - Supervised a team of 25 co-workers.
Supervisor, Defaulted Accounts Reactivation & Restructuring Department
Piraeus Bank
06.2015 - 05.2017
- - Led restructuring processes for consumer and mortgage-denounced loans.
- - Managed cases under Law 4320/2015, addressing humanitarian crisis-related debt relief.
- - Supervised property insurance contracts related to refinancing and defaulted loans.
- - Oversaw a team of 35 co-workers.
Supervisor, Forced Underwritings & Real Estate Law Department
Piraeus Bank
09.2013 - 05.2015
- - Supervised four law offices handling forced underwritings.
- - Oversaw two law firms processing legal actions.
- - Managed MIS reporting for real estate investigations.
Supervisor, Vendor Management & Restructuring Department
CPB Bank (Former Laiki Bank)
04.2012 - 09.2013
- - Managed forced underwritings and mass real estate investigations.
- - Supervised portfolio restructuring and refinancing of terminated loans.
- - Led MIS reporting and data analysis.
- - Supervised a team of 7 co-workers.
Supervisor, Small Business Defaulted Loans Department
Marfin Egnatia Bank
10.2009 - 03.2012
- Supervised the SME debt recovery department, overseeing collections from small and medium-sized enterprises through client meetings, customized loan restructuring plans, document gathering, negotiations with the Credit Committee, and final agreement updates to clients. Key achievements include:
• Scheduled and conducted targeted client appointments to assess financial positions and negotiate feasible repayment schedules for business loans.
• Compiled comprehensive documentation packages to support restructuring proposals presented to the Credit Committee.
• Ensured seamless client communication post-approval, delivering clear terms and fostering long-term business relationships.
• Supervised a team of 3 co-workers.
Supervisor, Non-Performing Portfolio & Entanglements
Emporiki Credicom Bank
02.2006 - 09.2009
- - Supervised portfolio operations for Carrefour credit cards.
- - Managed foreclosed vehicle sales and dealer negotiations.
- - Led a team of 2 co-worker.
Supervisor, Requirements Collection Division (Final Delay)
Egnatia Bank
10.2003 - 02.2006
- - Coordinated with law firms to improve legal and extrajudicial collection actions.
- - Audited accounting records related to legal service payments.
Consumer & Mortgage Lending Division – Audit & Disbursement Department
Egnatia Bank
12.2000 - 10.2003
- - Processed loan disbursements, including debits, credits, and transfers.
- - Audited and monitored bank accounts, ensuring compliance and accuracy.
Teller & Back Office Associate
Ergo Bank
01.1999 - 01.2000
- - Processed transactions, cash handling, and end-of-day balancing.
- - Registered stock orders and cheques in the Electronic Cheque Clearing System.
Sales Executive, Educational Programs
MRA Mike Robson Group
01.1998 - 01.1999
- - Managed client communications and closed agreements with highly ranked corporate clients.
Order Processing Associate
Hellenic Telecommunications Organization (OTE)
01.1994 - 01.1995
- - Processed technical service orders and coordinated with field technicians.
Education
Diploma of Management & Accounting -
KEAS XINIS College
01.1996
High School Diploma - undefined
4th General Upper High School “Lyceum” of Zografos
Athens, Greece01.1992
Skills
Portfolio management
Team leadership
Strategic planning
Compliance management
Case monitoring
Relationship management
Loan restructuring
Debt negotiation
External channel management
Property valuation
Back-office operations
Operations management
Vendor management
Positive attitude
Teamwork and collaboration
Certification
2025: Seminar : "Applications of Artificial Intelligence (A.I.) in Organizations and Businesses."-150h
References
Available upon request.
Section name
March 1996 – November 1997: Successfully completed mandatory military service.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Accomplishments
- Collaborated with team of 32 in the development of Operational departments.
- Resolved product issue through consumer testing.
- Used Microsoft Excel to develop inventory tracking spreadsheets.
- Supervised team of 32 staff members.
Quote
There is a powerful driving force inside every human being that, once unleashed, can make any vision, dream, or desire a reality.
Tony Robbins
Timeline
Retail RM Manager
QQuant SA (Qualco Group)
07.2022 - Current
Head of Retail
Thea Artemis Financial Solutions (SPV Artemis Securitisation SA)
04.2018 - 06.2022
Manager, Loans & Collaterals Operations
PQH Single Special Liquidation SA
07.2017 - 03.2018
Supervisor, Defaulted Accounts Reactivation & Restructuring Department
Piraeus Bank
06.2015 - 05.2017
Supervisor, Forced Underwritings & Real Estate Law Department
Piraeus Bank
09.2013 - 05.2015
Supervisor, Vendor Management & Restructuring Department
CPB Bank (Former Laiki Bank)
04.2012 - 09.2013
Supervisor, Small Business Defaulted Loans Department
Marfin Egnatia Bank
10.2009 - 03.2012
Supervisor, Non-Performing Portfolio & Entanglements
Emporiki Credicom Bank
02.2006 - 09.2009
Supervisor, Requirements Collection Division (Final Delay)
Egnatia Bank
10.2003 - 02.2006
Consumer & Mortgage Lending Division – Audit & Disbursement Department
Egnatia Bank
12.2000 - 10.2003
Teller & Back Office Associate
Ergo Bank
01.1999 - 01.2000
Sales Executive, Educational Programs
MRA Mike Robson Group
01.1998 - 01.1999
Order Processing Associate
Hellenic Telecommunications Organization (OTE)
01.1994 - 01.1995
High School Diploma - undefined
4th General Upper High School “Lyceum” of Zografos
Diploma of Management & Accounting -
KEAS XINIS College