EIRINI MARKOULAKI
Athens
Summary
Self driven credit professional, with 19+ years of experience in the area of business lending. Adaptive to change , able to work under pressure, with the ability to effectively manage and achieve team goals. Hardworking Credit Officer well-versed in reviewing financial documents and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths.
Overview
19
19
years of professional experience
Work History
CREDIT OFFICER
Alpha Bank
01.2013 - Current
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments, in order to mitigate risk and improve profitability.
- Cross-functional collaboration, working closely with sales and operations teams to meet business objectives.
- Provide training and support to teams and internal channels.
- Analysis of legal entities financial statements, and property evaluations to determine loan feasibility.
- Proficient in navigating regulatory frameworks governing subsidized lending (TEPIX, ETEAN, ESPA e.t.c.). Implemented risk management strategies specific to subsidized loans, contributing to a low default rate and overall portfolio health.
CREDIT OFFICER
EMPORIKI BANK
10.2010 - 01.2013
Assess credit applications by applying qualitative and quantitative analysis of existing and potential customers. Joint credit limit of euro 250.000
CREDIT OFFICER
MILLENNIUM BANK
03.2005 - 09.2010
Provide accurate credit - financial analysis. Prepare detailed credit reports for Credit Committee.
Education
Master of Science - BUSINESS ANALYSIS AND FINANCE
UNIVERSITY OF LEICESTER
ENGLAND09.2004
Bachelor of Science - ECONOMIC STUDIES
UNIVERSITY OF ATHENS
GREECE 06.2002
Skills
- Risk Analysis
- Financial Statement Review
- Analytical Thinking
- Decision Making
- Time Management
- Microsoft Office Proficiency
- Credit Analysis
- Collateral Evaluation
- Effective Communication
- Credit Scoring
- Banking Operations
- Adaptability
- Fast Learner
Languages
Greek
Native language
English
Proficient
C2
Spanish
Intermediate
B1
Timeline
CREDIT OFFICER
Alpha Bank
01.2013 - Current
CREDIT OFFICER
EMPORIKI BANK
10.2010 - 01.2013
CREDIT OFFICER
MILLENNIUM BANK
03.2005 - 09.2010
Master of Science - BUSINESS ANALYSIS AND FINANCE
UNIVERSITY OF LEICESTER
Bachelor of Science - ECONOMIC STUDIES
UNIVERSITY OF ATHENS
Similar Profiles
Oleh PopivchakOleh Popivchak
Software Developer | Tech Facilitator at Alpha BankSoftware Developer | Tech Facilitator at Alpha Bank
VASILIKI KAZANTZIVASILIKI KAZANTZI
Customer Care Officer at Alpha BankCustomer Care Officer at Alpha Bank
SPYRIDON D. KAVVADIASSPYRIDON D. KAVVADIAS
Branch Manager at Alpha BankBranch Manager at Alpha Bank
IOANNIS DETSISIOANNIS DETSIS
Business Relation Manager Gold at Alpha BankBusiness Relation Manager Gold at Alpha Bank
Denisa KiraDenisa Kira
Administrative Support Specialist at FLEXIAAdministrative Support Specialist at FLEXIA