EVANGELIA SCHOINA
ASSOCIATE DIRECTOR
Holargos
Summary
Intellectually curious and investigative professional with strong business and diverse educational background Multi-year career at a commercial Bank Hands-on experience in Development Programs. Corporate Credit Procedures and Project Management Time management and advanced observation skills, using inductive thinking and working effectively under pressure Competence in identifying strategic context and comprehending business objectives in a fast-paced environment
Overview
27
27
years of professional experience
4
4
Certifications
2
2
Languages
Work History
Associate Director in Development Programs Division
ΑΤTICA BANK SA
01.2019 - Current
- Company Overview: Greek commercial Bank
- Prepare the bank’s application for participation in Programs provided by National and Multinational Co-financing and Guarantee Funds
- Develop and promoting lending products and services, expanding the Bank’s customer base
- Monitor the absorption progress of the approved funds and budgeting and formulate reformative proposals
- Represent Bank at via-banks Committees at Hellenic Bank Association
- Greek commercial Bank
- Started of Bank’s cooperation with the European Investment Fund (EIF)
- Diligently led the division which consists of 6 executives, providing all necessary training, guidance, coaching and tools to build the capabilities of the team, achieving during the last years the Bank's successful participation in all development programs launched by Hellenic Development Bank (HDB) and by European Investment Fund (EIF)
- Timely coordinated all relevant units of the Bank for the development and promotion of financial products and services in a short period of time
- Successfully designed and prepared loan products to meet the needs of small and medium-sized enterprises, especially in the tourism and export sectors, expanding the Bank’s customer base
Senior Manager - Corporate Banking - Development Programs
ΑΤTICA BANK SA
01.2018 - 12.2018
- Company Overview: Greek commercial Bank
- Greek commercial Bank
Senior Credit Officer – Corporate Credit Division
ΑΤTICA BANK SA
01.2008 - 12.2017
- Company Overview: Greek commercial Bank
- Assess the credit profile of large corporates by analyzing quantitative and qualitative data
- Shape the form and the terms of approved credits
- Monitor the impact of continuously and rapid change of the regulatory and legislative framework as well as the economic environment and driving the adequate re-engineering of credit processes to ensure regulatory compliance and credit risk mitigation
- Greek commercial Bank
- Participated in internal projects related to the continuous improvement of the Credit Risk policy guide and its guidelines, in collaboration with the Audit and Risk Departments
- Introduced and oversaw the correct implementation of an internal risk classification system, with the collaboration of the IT and Risk Departments, which extended the concept of clients’ credit ratings by incorporating data connected with their collaboration with the bank
- Successfully prepared with the collaboration of the units involved, the bank’s application for participation in the 'Outward Orientation' Program (an Export Credit Insurance Organization’s initiative), which expanded the Bank’s customer base
- Successfully managed the implementation of the management information system (MIS) in collaboration with the IT Department for the secured loans monitoring, which was developed by the Ministry of Finance (General Accounting Office)
Credit Risk Analyst–Corporate Credit Division
ΑΤTICA BANK SA
12.2002 - 12.2007
- Company Overview: Greek commercial Bank
- Determined the credit worthiness of companies applying for loans
- Measured and monitored all relevant credit risks across the entire transaction chain
- Assessed the Project proposals that small companies have been submitted in order to be subsumed in the 3rd Community Support Framework Regional Operation Programs
- Responsible for personnel training as a lecturer at seminars presenting programs provided by the Hellenic Fund for Entrepreneurship and Development (its predecessor TEMPME)
- Greek commercial Bank
Investment Consultant / Broker
P. & K. Securities SA
01.2002 - 12.2002
- Company Overview: Investment Services Firm
- Securities Trade (stocks/ derivatives listed on Greek and other countries stock Exchanges, bonds, etc.)
- Monitored financial news and compliance regulations
- Provided information and investment ideas to the clients
- Investment Services Firm
Head of Athens Division
Μ. MEGAS SA
01.2000 - 12.2001
- Company Overview: Investment Intermediation Firm
- Received and transmitted orders on behalf of clients
- Determined the client’s risk profile and their needs
- Monitored continuously of the investment performance
- Contacted constantly with the clients and informed them about the updates of their investment
- Investment Intermediation Firm
Investment Analyst
DYNAMIS SA
01.1998 - 12.2000
- Company Overview: Investment Intermediation Firm
- Analyzed financial information
- Closely monitored market developments, new investment products and all other factors that can affect the markets
- Drafted and published research reports
- Investment Intermediation Firm
Education
M.Sc. - Banking and Financial Management
UNIVERSITY OF PIRAEUS
Bachelor’s Degree equivalent to M.Sc. - Agricultural Economics
AGRICULTURAL UNIVERSITY OF ATHENS
Skills
Windows environment
undefinedCertification
Certificate in Development Products Management, National Kapodistrian University of Athens
Seminars Courses
- TALENT MANAGEMENT, Bank’s Executive Program in cooperation with the University of Piraeus
- Leadership, Project Management, HR Management, Negotiations, Bank Operations etc., ΑΤΤICA BANK SA
- Financial statements according to the Greek and International Reporting Standards (IFRS) analysis techniques, Hellenic Bank Association
- Basic Legal Concepts and Issues for non-Lawyers, Hellenic Bank Association
- International Commerce (Letter of Guarantee and Letter of Credit), Hellenic Bank Association
- 1st Congress of the Financial Mechanics and Banking Scientific Company
- Prevention and suppression of legalizing revenues from criminal activities and funding terrorism, PricewaterhouseCoopers
- Policies of European Development, Jean Monnet Module
- Organization and Policy of European Union, Jean Monnet Module
Timeline
Associate Director in Development Programs Division
ΑΤTICA BANK SA
01.2019 - Current
Senior Manager - Corporate Banking - Development Programs
ΑΤTICA BANK SA
01.2018 - 12.2018
Senior Credit Officer – Corporate Credit Division
ΑΤTICA BANK SA
01.2008 - 12.2017
Credit Risk Analyst–Corporate Credit Division
ΑΤTICA BANK SA
12.2002 - 12.2007
Investment Consultant / Broker
P. & K. Securities SA
01.2002 - 12.2002
Head of Athens Division
Μ. MEGAS SA
01.2000 - 12.2001
Investment Analyst
DYNAMIS SA
01.1998 - 12.2000
M.Sc. - Banking and Financial Management
UNIVERSITY OF PIRAEUS
Bachelor’s Degree equivalent to M.Sc. - Agricultural Economics
AGRICULTURAL UNIVERSITY OF ATHENS
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