Georgios Roussis

• Appraisal (and approval or rejection) of SMEs/ Factoring credit proposalS.
• Member of various credit committees (with or without the right to vote)
• Guidance of a high-performing team of nine senior/credit officers that is responsible for credit assessment.

Reviewing loan requests for business borrowers assessing their financial status, evaluating great worthiness and associated risks, actively participating in credit approval process, safeguarding adherence to the Bank's Credit Policy.

• Monitoring of a portfolio of companies with exposures of up to € 90 millions.

• Determination and implementation of the appropriate loan servicing strategies for debtors who need special treatment due to serious financial difficulties.

• Continuous contact with the clients for finding and negotiating the most appropriate restructuring or rescheduling solution. Monitoring and supervision of their contractual obligations.

• Coordination of actions taken and cooperation with other Banks for the mutual restructuring.

SME Group Recovery Credit Southern Greece

• Creditworthiness analysis and risk assessment of the Recovery Unit restructuring proposals.

• Conduct analysis and evaluation of restructuring proposals.

• Monitoring the proper implementation of the Bank's restructuring Credit Policy.

• Participation in respective Recovery Committee.

• Monitoring the assessment process for impairment loss.

• Appraisal of credit proposals from other Bank's Units (Leasing, Factoring).

• Actively involved in the decision making process, authorized signature.

• Evaluated companies’ creditworthiness and the risks involved in granting credit lines to commercial customers.

• Making sure that the Banks’ credit policy was properly implemented.

• Responsible for training credit analysts of the Bank

• Actively involved in the decision making process, authorized signature.

• Evaluated companies’ creditworthiness and the risks involved in granting credit lines to commercial customers.

• Making sure that the Banks’ credit policy was properly implemented.

• Responsible for training credit analysts of the Bank

• Audit on the business units of the Wholesale Βanking (Corporate, Business Centers), Bank’s subsidiaries (Leasing, factoring) performing on-site visits (fields reviews) and preparing comprehensive written reports.
• Checking & following up on short time intervals regarding the developments relating to the problematic customers of the wholesale banking.
• Participation in the decision making process (no authorized signature).
• Participated as an instructor in the education of account officers (October – December 2002) on Moody’s Risk Advisor.

Bringing in new customers to the Bank, developing relationships, cross-selling activities contributing to meeting budgetary goals, analyzing financial statements and credit lines proposals.

Collecting, processing and valuating economic data

Wholesale department, HO.RE.CA