Gerasimos Rados

• Investigate ~180 transaction monitoring alerts monthly and escalate ~1–2% as STRs/SARs to the FIU, preparing detailed reports and maintaining secure audit-trail documentation.
• Perform PEP and sanctions screening on 150+ clients and corporate entities monthly, escalating potential matches according to internal policy and regulatory standards.
• Lead UBO verification and corporate due diligence for new and existing clients, reducing onboarding review times from 3 business days to 1, fully aligned with BoG requirements.
• Draft and update AML/CFT policies following regulatory changes and BoG audit findings, strengthening audit readiness and compliance governance.
• Collaborate with IT to recalibrate AML monitoring rules, leveraging real-time risk data to improve alert relevance and reduce false positives.
• Provide AML/CFT training and mentoring to staff, acting as escalation point for complex KYC/AML cases and ensuring consistent file handling.
• Handle and respond to formal requests from authorities (BoG, FIU, Judicial) for account freezes and disclosure of client data.

• Conducted 300+ CDD/EDD reviews monthly for corporate and individual leasing clients, ensuring compliance with EU AMLDs and BoG framework.
• Executed sanctions and PEP screening on 200+ clients monthly, escalating potential matches according to AML escalation procedures.
• Verified complex UBO structures and ownership documentation for legal entities, applying AML standards before contract approval.
• Streamlined high-value client onboarding, reducing leasing contract approval time from 4 to 2 days by introducing early-stage validations with Relationship Managers.
• Increased KYC file completeness by 25% through checklist standardization, proactive document collection, and QA reviews, improving audit readiness.
• Drafted procedure updates with Compliance and Risk teams to align leasing due diligence with AML regulatory requirements.
• Maintained audit-ready AML/KYC records, ensuring traceability and full documentation for supervisory inspections.

• Reviewed 200+ AML transaction alerts monthly in Siron AML, escalating red flags to Compliance before centralization.
• Detected and escalated suspicious client activity during in-person interactions, enhancing early-stage fraud and AML controls.
• Verified ID documents and FATCA/CRS declarations during onboarding, maintaining complete and traceable KYC files to ensure audit readiness.
• Guided branch staff and clients on AML/KYC requirements, improving onboarding accuracy and reducing file errors.
• Coordinated with Compliance and Legal teams on complex documentation and responses to regulatory inquiries.

Supported branch operations with responsibilities in account opening for individuals and legal entities, applying CDD/EDD and escalating fraud or suspicious cases to Compliance.